Your most common questions about PayTic's solutions, answered in one place.
PayTic is a comprehensive SaaS platform for Payment Operations Management. We automate reconciliation, chargebacks, network fee optimization, and regulatory reporting for financial institutions, banks, and fintechs.
Unlike other technology providers who offer only partial solutions (like reconciliation or just dispute management), PayTic provides a complete end-to-end platform that integrates all aspects of payment back-office operations and program management. We're also the only solution offering drag & drop functionality that enables implementation in just 5 days versus several weeks/months comparing to other solutions.
PayTic currently serves financial institutions in the North America, Europe, and Middle East and Africa, with tailored solutions for each market's specific regulatory requirements.
Our clients include corporate banks, challenger banks, credit unions, EMIs (Electronic Money Institutions), payment processors, and BaaS (Banking-as-a-Service) providers.
Our drag & drop functionality enables basic implementation in just 5 days, allowing you to start seeing value immediately. More API integrations can be implemented according to your technical team's availability.
No. PayTic works alongside your existing infrastructure without requiring replacement. We integrate with your current systems, enhancing their capabilities rather than replacing them.
For basic implementation using our drag & drop functionality, no technical resources are required. For deeper API integration, minimal IT involvement is needed, as our system is designed for easy deployment.
Yes. PayTic is built with PCI Level 1 Compliance, role-based access controls, and full data encryption. We also maintain data sovereignty and compliance with regional regulations.
PayTic automatically ingests, cleanses, and matches transaction data from multiple sources including networks, processors, and your core banking system. Our platform identifies exceptions, automates routine matching, and provides complete audit trails for all reconciliation activities.
Our system handles all dispute types across major card networks including Visa, Mastercard, and others. The platform automatically determines eligibility, guides users through required documentation, and directly submits cases to card networks without system switching.
PayTic ingests network fee reports, categorizes charges as mandatory, optional, or penalty-based, and identifies opportunities for cost reduction. Our system explains complex fee codes in plain language and highlights unnecessary services that can be canceled.
Yes. Our Scheme Regulatory Reports module automates the compilation of required reports (QMR/QOC) throughout the quarter, eliminating the end-of-quarter rush. The system validates data automatically, flags potential issues, and enables one-click submission directly to card networks.
PayTic offers flexible pricing based on your institution's size, transaction volume, and the modules you implement. Contact our sales team for a customized quote based on your specific needs.
Our clients typically see: 20-25% reduction in operational costs 15-20% savings on network fees 25% optimization on the chargeback management cost 90% reduction in reconciliation processing time and efforts Complete elimination of regulatory reporting fines
Yes. We offer pilot implementations that allow you to experience the benefits of PayTic with your own data before full deployment.
If your question isn't listed here, feel free to contact us or start a live meetting with our team. We're happy to help!
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