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A smarter way to manage card programs

We help payment card issuers (banks, credit unions & fintechs) modernize their program management functions including reconciliation, chargebacks and compliance via an easy to use, secure SaaS solution.

How it works

PayTic enables its clients to focus on growing their business

Collect and Organize Transaction Data

Reconcile payments, remove blind spots and help with regulatory compliance

Automate Critical Processes

Free up time for more value-add activities and manage your program across functions

Apply Dashboards and Actionable Intel

With more oversight, you will be more confident in launching and scaling card programs

Why it works

Connect your Data, Automate Processes

While the cardholder & acquirer-facing side of the payments ecosystem has seen significant technology innovation, the issuer-facing or back-office side has remained largely stagnant. To get the work done, there's generally a lack of expertise, silos of data and tedious manual work. PayTic Connect connects your data and automates processes, to give you more time to focus on your business.

Features Benefits

Automation of critical processes relayed to reconciliation, fraud monitoring and chargebacks

Free up time for more value-add activities and your card program more efficiently

Embedded transitioning of cross-functional processed within one system of record

Remove blind spots and help with regulatory compliance

Omni-channel program management solution already integrated with processors and payment networks

Increase your capacity to launch and scale new payment programs

A Saas, scalable approach to providing an end-to-end solution

Allow us to focus on the technology, while you focus on business outcomes
About Us

Empowering Payment Program Managers to Modernize Their Back-Office


Help banks, credit unions, and fintech companies modernize their payment program management functions via SaaS product

We worked closely with many issuers and program managers over the past decade. We learned from you, and we want to give back. Contrary to all other industries, we learned that there is a lack of dedicated solutions that answer the complex needs of payments management. We believe that easing the processes will enable our partners to scale and bring more disruptive products to the market.


Imad Boumahdi

Founder & CEO

Imad founded PayTic in 2020 to power the industry with dedicated technologies that help BIN sponsors and their affiliates in complying with the industry standards and managing their day-to-day operations including chargebacks, frauds, customer support, reconciliation, and more. He has 15+ years experience in Payment Cards Processing including credit, debit, prepaid cards, mobile payments, and processing operations.

Gerry Lawless

Chief Product Officer

Gerry is responsible for product strategy, product marketing and product management. Over the span of 20 years, Gerry has held various product leadership roles at iWave and IBM. He has a passion for solving client problems with technology, and he has helped build several award-winning products.

Ayyoub Rqibi

VP of Client Success

Ayyoub is responsible for ensuring that PayTic's clients are getting maximum value from their SaaS subscription. Before PayTic Ayyoub managed payment programs for over 50 banks and financial institutions in Europe, Asia, and Americas. He has worked closely with executives at these institutions to monitor performance, improve processes, and optimize their operations.

Laila Fetjah


Laila is responsible for the development, security and the scalability of the PayTic product. Laila holds a doctorate in computer science and a master's degree in computer systems from the University of Quebec in Montreal. She has worked as an IT manager/director at several IT service companies and as a University professor at Hassan II University in Morocco.

PayTic Sign

Build Ventures leads C$2.95m funding of fintech startup PayTic

Source: Venture Capital Journal


Director of Product

We are currently looking for an experienced product leader to help direct the product strategy and roadmap, manage product and UX team, drive and enforce agile development principles and work cross-functionally with all teams to push products forward.

Vice President, Business Development North America

We’re looking for an energetic and talented VP Business Development. This key role will be the first Sr. business development hire at PayTic in North America, providing a superb opportunity for someone to have an impact, own their own BD strategy and help to scale a global business.

Python/Django Backend Developer Casablanca, Morocco

As part of our growth, we are looking for an Experienced Python/Django Backend Developer in charge of providing strong support to our development department. You will be in charge of developing and maintaining our internal tools in designing, coding, and improving applications